Heritage Bank Limited Home Loan

Ratings

3.5

Heritage Bank Limited Home Loan

Since its inception in 1875, Heritage Bank has gone on to establish itself as the second largest mutual bank in the country. Headquartered in Toowoomba, Queensland, the bank has a network of 62 branches and mini-branches in New South Wales and southern Queensland. This is a customer-owned bank, this means that it is owned by the customers and not shareholders. The bank provides a wide range of business, agri-business, and retail banking services.

Heritage Bank Limited Home Loan Rates

LendersRate of InterestComparison RateRatings
Heritage Bank Limited undefined Interest Rate

Heritage Bank Limited

5.59%

7.21%

4.5

Need Home Loan Assistance?

+61

Pros & Cons-Heritage Bank Limited

Pros

  • Strict lending policies.
  • Signup Fees.
  • Strict Age Restrictions.
  • Customer Support.

Cons

  • High Property Value for First Home Buyers.
  • Home Loan for Self-Employed.

About Heritage Bank Limited Home Loan

The largest customer-owned bank in Australia is Heritage Bank, meaning that all earnings are returned to customers through cheaper fees and interest rates. Heritage Bank contributes to the neighbourhood by awarding grants to non-profit organisations because it has no shareholders to appease. Heritage Bank can be a good option if you're looking for a mortgage company that offers a little personal care, affordable rates, and flexible features.

Heritage Bank won the Best Packaged Home Loan Mozo Experts Choice Award this year.

Therefore, Heritage Bank has a variety of loans available to meet your needs, whether you're an experienced real estate investor, a first-time home buyer, or just looking to refinance.

What are the Features of a Heritage Bank Limited Home Loan?

Heritage Bank Limited offers a variety of features for consumers who avail of their service of home loan. Given below are some of the significant features:

  • Free, limitless additional payments
  • No cost online redo
  • Service that puts people first and adherence to our customer-owned ideals
  • Access to our Mobile Banking App, Heritage Online, phone, and branch is available around-the-clock.
  • Recurring payments, direct debit, manual transfers, BPAY®, or direct deposits as methods of repayment

How to Apply for a Heritage Bank Limited Home Loan?

In order to apply for a Heritage Bank Limited Australia home loan, one needs to follow the steps given below:

Step 1: Fill in the home loan application online by giving all the necessary information.

Step 2: Once you are done with filling out the application form, a specialist from Heritage Bank Limited Australia will contact you and confirm your eligibility and carry forward with your application.

Step 3: Once the specialist has taken over your application, the bank will assess and evaluate it.

Step 4: Once the bank has evaluated the application, you will get the approval and need to sign the documents to finalise your loan.

Customer Service for Heritage Bank Limited Home Loan

Heritage Bank Limited, Australia, is widely known for its friendly and responsive customer service. Heritage Bank Limited customers have reported high levels of satisfaction with their banking experience. The bank can be contacted in multiple ways listed below.

Helpline Number

Contact Number: 1300 681 183

 (Australia)

+61 7 4690 9000 (Overseas)

Availability: All days - 24 hours

Other Numbers

13 14 72 (Australia)

1300 681 183

 (Report Scam)

Online Chat

Open the online chat in the bank’s app or website to inquire about anything and get a response in no time.

Heritage Bank Limited Home Loan Calculator

There are several uses for home loan calculators. Calculators assist people in determining their borrowing capacity as well as EMI costs. Heritage Bank Limited Australia offers several free home loan calculators on their website.

  • Sayings Calculator
  • Home Loan Calculator
  • Personal Loan Calculator

It's straightforward and convenient to utilise an online calculator. Use the direct methods below to obtain estimates from an online calculator.

  • Under the Home Loan Calculators section, select the desired online calculator.
  • Type in the necessary values.

Get instant estimates in graphical and figurative forms.

Frequently Asked Questions

What types of home loans does Heritage Bank Limited offer?

Heritage bank limited offers loans like Home Loan Advantage Package, Family Guarantee, Bridging Loan, Mortgage Crusher Account, and Heartland Reverse Mortgage.

How long does it typically take to get approved for a Heritage Bank Limited home loan?

It hardly takes 7 to 14 days to get a home loan approved from Heritage Bank Limited.

What happens if I miss a repayment on my Heritage Bank Limited home loan?

A penalty fee may be assessed if a payment is missed on the Heritage Bank Limited Australia home loan.

What support and resources does Heritage Bank Limited offer to home loan borrowers?

Heritage Bank Limited offers flexible repayment options, variable interest rates and 24*7 customer support for home loan borrowers.

Borrowing Power Calculator

Home Loans Related Calculator

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