ABOUT US Simplifying Banking

Catering for your financial needs under one roof.

Home
About Us

Who are we?

We assist our clientele in obtaining funds at lucrative interest rates so that they can facilitate their property acquisition journey without any hassle.

Perform comparisons of 100+ financial products with 100+ brands
Provides on-site credit reports and scores.

Why you’ll love UM Oceania

Number of lenders
Maintain a catalogue of over 100 lenders
Team of Mortgage Brokers
Mortgage brokers entailing industry-rich experience
Products Offerings (Type of loans etc..)
Assortment of over 400 banking products.

Looking for a financial advisor?

Our team of mortgage brokers possess industry-rich experience and are equipped to conclude the loan application process for their clientele. Owing to their background in the banking industry, they are acquainted with the intricacies of the procedures followed by the bank to evaluate applications.

Our Team Members

Tanmay Avasthi

Head of Private Clients - Mortgage

21
Years of Experience
Melbourne
Location

About

Mr. Tanmay Avasthi serves as the Head of Private Clients (Mortgage Broking, Commercial Finance, Asset Finance) for Urban Money Oceania. He brings 21 years of experience in financial industry with a wide range of expertise across home-lending, asset finance, investment portfolio management and insurance. Mr Avasthi is his career has been a trusted advisor to many of his clients including clients investing in Middle East, Canada, UK and Australia having worked in organisation including American Express, Citi Bank & HSBC.

Tanmay Avasthi

Head of Private Clients - Mortgage

Nishani Andewattage

Client Service & Operations Manager

9
Years of Experience
Melbourne
Location

About

Nishani serves as the Client Service & Operations Manager for Urban Money Oceania. She brings strong knowledge and 9 years of experience in mortgage operations. She works with our team to provide the best possible service and outcome to our clients. She ensures that the loan process is moving smoothly. Nishani enjoys assisting clients and maintains long-term customer relationships.

Nishani Andewattage

Client Service & Operations Manager

Surminder Bindra

Licensed Mortgage Broker

5
Years of Experience
Melbourne
Location

About

Surminder specialise in helping individuals and families navigate the complexities of the mortgage market to achieve their homeownership and financial goals. With over 5 years in the mortgage industry, he has worked in all sorts of lending market. His experience has equipped him with thorough understanding of mortgage products, interest rates, and lender policies, allowing him to offer informed guidance tailored to your unique situation. He caters to first home buyers, investors, as well people looking to refinance for acquiring more properties through equity. My approach is client-centric, focusing on open communication, thorough education about available options, and diligent support from application to closing and beyond.

Surminder Bindra

Licensed Mortgage Broker

Harpreet Boparai

Licensed Mortgage Broker

5
Years of Experience
Melbourne
Location

About

Harpreet is an energetic and client-focused Mortgage Broker with more than 5 years career experience. Possess in-depth knowledge of mortgage products and services, and displays exceptional skill in up-sales and marketing. Strong cultivator of lasting business relationships with outstanding communication and analytical skills.

Harpreet Boparai

Licensed Mortgage Broker

Rabhnoor Bindra

Licensed Mortgage Broker

5
Years of Experience
Melbourne
Location

About

Rabhnoor is passionate about helping individuals and families achieve their dreams of owning a home that got her into the mortgage industry. With 5 years in the mortgage industry, she has the skillset to navigate the complexities of lending for today's housing industry. Whether you're a first-time homebuyer or a seasoned investor looking to expand your portfolio, Rabhnoor is committed to finding the right mortgage product tailored to your specific needs. Her approach is centered around listening to goals, providing as clear guidance as possible, and advocating on your behalf throughout the entire mortgage process. She understands that choosing the right mortgage can be one of the most significant financial decisions you'll make.That's why one of her highlights is being with your from pre-approval to settlement to answer all your questions, address your concerns, and celebrate with you as you achieve your homeownership.

Rabhnoor Bindra

Licensed Mortgage Broker

Niharika Seelam

Licensed Junior Mortgage Broker

2
Years of Experience
Melbourne
Location

About

Niharika Seelam is an experienced broker who's been in the industry for the 2 years. She stands out as a knowledgeable and client-focused broker, contributing positively to the financial well-being of her clients through sound investment advice and personalised service. Committed to ethical practices and compliance with industry regulations, she prioritizes transparency and integrity in all client interactions. In a dynamic industry, Niharika demonstrates adaptability to changing market conditions and leverages technology to enhance efficiency in brokerage services, gaining insights into market trends, investment strategies, and client relations.

Niharika Seelam

Licensed Junior Mortgage Broker

Charmi Modi

Broker BDM Victoria

5
Years of Experience
Melbourne
Location

About

With over 5 years in the financial services industry, Charmi is adept to deliver tailored solutions to meet all needs. Her expertise spans mortgage consultation, regulatory compliance, and financial analysis, ensuring clients receive informed guidance throughout the mortgage process. She excels in building relationships based on trust and transparency. As a licensed professional, she stays updated on the market, and regulatory changes, enabling her to offer best advice and optimise financial strategies for a diverse client portfolio. As a leader, she is successfully managing the Victorian teams and mentored junior brokers to achieve exceptional results. Known for her ability to analyse data, assess risks, and negotiate effectively, she delivers result that exceed client expectations while maintaining compliance with industry standards.

Charmi Modi

Broker BDM Victoria

Aman Kahlon

Licensed Mortgage Broker

6
Years of Experience
Melbourne
Location

About

Aman Kahlon is an experienced mortgage broker with over six years in the industry. Known for his exceptional client service, Aman specializes in navigating the mortgage landscape to find the best loan options for his clients. His deep understanding of financial products and market trends enables him to provide tailored advice that meets individual needs. Aman is committed to simplifying the mortgage process, ensuring clients feel informed and supported every step of the way. His strong relationships with various lenders allow him to negotiate favourable terms, making him a trusted partner in securing financing.

Aman Kahlon

Licensed Mortgage Broker