Bendigo Bank

About Bendigo and Adelaide Bank 

Bendigo bank is a financial institution based out of Australia that has been serving the financial requirements of a broad spectrum client base since 1858. Later in 2007, Bendigo bank was merged with Adelaide Bank to form Bendigo and Adelaide Bank. With headquarters located in Bendigo, Victoria, AU, it is one of the major banks of Australia managed by Marine Baker (Managing Director). The bank serves a vast client base of 1.9 million through its presence across 500 locations.

Since its inception, the bank has made every decision and introduced every product and service to adhere to the best interest of customers, shareholders and partners. Bendigo and Adelaide Bank provides a diverse range of banking products and services to support communities in achieving their financial goals. The aim is to be innovative, competitive and, at the same time, easily accessible.

Being a well-known, trustworthy Australian Bank, it was the only bank to introduce green loans and offset accounts for the first time. Bendigo Bank raised the bar by being the first lender to offer digital home loan applications. This initiative was put forward in partnership with online fintech venture Tic: Toc.

Bendigo and Adelaide Bank offers a wide range of banking products and services at competitive interest rates. Additionally, you get term deposits, managed funds, and share trading to secure returns and increase your growth potential.

Features & Benefits of Bendigo and Adelaide Bank 

Bendigo and Adelaide Bank offers below depicted features and benefits to the account holders:

• It helps with the investment journey regardless of whether you're a newbie or an expert investor. 
• Availability of several investment alternatives, including managed funds, online share trading, term deposits and margin loans.
• Offers a diverse range of insurances, including home, car, travel, and business, to safeguard you from unforeseen circumstances.
• 24 hours of claim service on insurance
• Prominent superannuation and retirement banking products to secure your finances in your late 60's, 70's, 80's and more. Bendigo SmartStart Super cater to providing low-cost and easy-to-use banking solutions to make your post-retirement life easier. 
• Bendigo and Adelaide Bank provides financial advice to keep customers on track and help them achieve their financial goals. 
• Bendigo and Adelaide Bank's home loan is available at fixed and variable interest rates.
• A complete home loan with an interest rate starting from 4.74% and an Express home loan starting from 4.27%.
• Availability of refinancing or balance transfer to unlock lower Bendigo and Adelaide Bank interest rates. 
• A diverse range of bank accounts to meet distinct customer needs, from transactions to savings to business accounts
• Offer phone and internet banking to make banking easier than ever. 
• Competitive rates on the entire range of foreign exchange products and services
• Now transfer funds overseas round the clock through e-banking.

Services Offered by Bendigo and Adelaide Bank 

Bendigo Bank offers various financial services, including personal banking, business banking, and internet banking. The entire range of services can be broadly classified into personal and business banking.

Personal Banking

• Savings Accounts, including Easy Saver Account, Piggy Saver Account, etc 
• Transaction Accounts, including Concession Accounts, Student Accounts, etc
• Credit Cards for platinum rewards at lower interest rates.
• Housing finance, including Complete Home Loans, Pre-Qualified Home Loan, Express Home Loan, etc.
• Secured and Unsecured Personal Loans 
• Numerous investment alternatives, such as Term Deposits, Managed Funds, Share Trading, Margin Lending and Financial Advice.
• Wide range of insurance, including home, car and travel insurance
• Travel and international payments

Business Banking

• An extensive range of business accounts, such as Regulated Trust Accounts
• Alternatives to escalate business growth through Money Market Deposits and Business Term Deposits
• Online Fx and business insights 
• Business credit cards to bridge the gap between delivery and payments, such as Qantas Business Debit Card
• Business finance for business expansion and growth, including Business Overdraft, Trade Finance, Market Rate Loan, and Equipment Finance
• Loan solutions for farmers
• Loan solutions for healthcare
• Insurance for businesses like Tailored business Insurance and Small Business Insurance
• Payment and merchant services through BPAY, Tyro

Other Services

• Merchant support centres
• Financial Calculators
• Internet Banking
• Stamp Duty 
• Disaster Recovery
• Community Funding
• Scholarships
• Investing and Superannuation

Types of Accounts in Bendigo and Adelaide Bank 

Bendigo and Adelaide Bank offer various accounts to help customers find the right account to manage their money efficiently. Here's the list of types of accounts Bendigo and Adelaide Bank offer, along with their features.

Transaction Account

Personal transaction account offers the following features to the account holders: 

• Easy access to deposited money
• Availability of Internet Banking and Mobile Banking
• E-statements for better account management
• Customer care support through branch executives, calls and web chat
• Quick mobile payments via Apple Pay, Samsung Pay, and Fitbit Pay

Additionally, transaction accounts are further classified into four categories: 

• Everyday Account
• Easy Retirement Account
• Student Account 
• Concession Account

Savings Account

Save funds through a saving account and unlock the following features:

• Absence of service fees
• Availability of e-statements for better financial management
• Internet banking and phone banking services to make quick and hassle-free payments
• Different alternatives to furnish your savings objectives
• Government Grants and Schemes

Account holders get the option to choose from any of the following to cater to their financial goals:

• Piggy Saver Savings Account
• Easy Saver Savings Account
• Reward Saver Savings Account
• Community Saver Savings Account

Business Transaction Account

To offer a better business banking experience, Bendigo and Adelaide Bank provide the below-depicted features with their business account:

• Open a business transaction account at just $1
• Availability of Mobile payments to offer rapid business transactions through BPAY, and the Bendigo Bank app
• Card-controlled payments through e-banking services and applications
• Presence of an overdraft facility to meet business financial needs
• Pay Anyone service (like Osko) in addition to bulk payments 
• Availability of Internet banking and phone banking to offer a satisfactory banking experience

Business transaction accounts are further classified into two types of account:

• Business Everyday Account
• Business Basic Account 

Term Deposit Account

Bendigo and Adelaide Bank provides term deposits through a dedicated term deposit account. Here is the list of features you get with term deposit accounts:

• Flexible interest payment alternatives such as compounding
• Availability of specific investment terms that best-suits investors' needs starting from one month.
• Deposits are protected through Financial Claims Scheme guarantee.
• No prior set-up on the deposit account
• No need to pay monthly fees to deposit the amount in your account
• Depositors can deposit any amount starting from $1,000 to enjoy interest returns.
• Depositors get a fixed rate of return on their investment.
• Interest rates are calculated daily. However, you can get the returns monthly, quarterly, twice a year, once a year or on maturity.

Bendigo and Adelaide Bank Opening Hours

Bendigo and Adelaide Bank opening hours are from 09:30 am to 4:00 pm AEST/AEDT on weekdays, i.e. Monday to Friday. On weekends, i.e. Saturday and Sunday, the bank branches are closed.

Bendigo and Adelaide Bank Contact Details / Customer Service

Bendigo and Adelaide Bank allows customers to get in touch with them through multiple options, such as by calling their customer support number, web chat, or making an in-person visit to the nearest bank branch.

To get in touch with the customer care executive, you can call on 1300 236 344. It is limited to Australian customers. For overseas customers, the helpline number is +61 3 5445 0666. However, you might have to pay standard international call charges to get your query resolved.

You can call between 8 am to 9 pm AEST/AEDT from Monday to Friday.

On weekends call between 9 am to 8 pm AEST/AEDT. 

Bendigo and Adelaide Bank Head office 

The Bendigo Centre, Bendigo VIC 3550, Australia

Bendigo and Adelaide Bank Postal Address

The Bendigo Centre, PO Box 480, Bendigo VIC 3552