Ratings
Australia and New Zealand Banking Group Ltd provide banking and financial products and service to a broad customer base of 8.5 million. Operating across 32 markets, it fulfils the customers' versatile personal and business needs. In addition to distinct accounts, cards, mortgages, business loans and personal loans, ANZ bank also offers investment and travel solutions.
Bank Type
Public Bank
Founded
1970
Headquarters
--
Industry
Banking Financial services
Formerly/Predecessor
Bank of Australasia,Union Bank of Australia ES&A Bank (P)
Subsidiaries
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Pros
Customer Support.Strict lending policies.Home Loan for Self-Employed.Signup Fees.High Property Value for First Home Buyers.
Cons
Strict Age Restrictions.The main purpose of the Australia and New Zealand Banking Group is to help people and businesses thrive. This company aims to create a balanced and sustainable society so everyone can live a fulfilled life. This bank provides personal loans, helps customers open bank accounts and ensures the customers' financial well-being. The operating income for the company in the year 2022 has been 7.12 billion Australian Dollars.
Australia and New Zealand Banking Group (ANZ) is one of the largest banks in Australia and New Zealand. It offers a wide range of banking products and services to both retail and business customers. Some of the key features of ANZ bank include
Some of the benefits of the ANZ Bank are
The different services offered by this bank are mentioned below:
Australia and New Zealand Banking Group provide customers with three kinds of credit cards. These are ANZ Low rate, ANZ Frequent Flyer, and ANZ Black. This low-rate card provides low-interest rates on purchases along with high-security features. On the other hand, the ANZ Frequent Flyer card provides helps customers to get more flying opportunities the more they purchase products. Finally, the Black card provides the highest reward points for everyday purchases.
Australia and New Zealand banking group also provides insurance services. It provides life insurance, home loan protection, income protection, home and contents insurance, landlord insurance, contents insurance, car insurance, and many others.
This bank also enables customers to use their online platform to invest in share markets even if they have no prior knowledge about the share market. The ANZ Share Investing online platform is very easy to use. Other than this, the company also provides investment loans where you can borrow money for investment purposes.
ANZ also provides both personal and home loans. The interest rate on these loans are fixed or variable based on the customers' credit scores. For personal loans, the interest rate can vary between 7.49% per annum to 17.99% per annum. In the case of home loans, the customers do not need to pay any ongoing fees, and the discounted rates are provided upfront.
There are three kinds of accounts available in ANZ bank. These are the Transact and savings account, the Transact account, and a normal savings account. Details of each of these accounts are given below:
| ANZ Plus & ANZ Save | ANZ Access Advantage | ANZ Online Saver |
| This is a Transact + Savings accounts | This is only a Transact account | This is only a Savings account |
| This particular account does not require any monthly account fee | This account requires a monthly account fee of $5 | This account also does not require any monthly account fee |
| The interest rate on this account is 3.75% on daily balances below $ 250,000 0.60% on balances of 250,0000 and above | The interest rate on these accounts is 0.00% p.a on a daily balance between $1-$ 49,999. 0.1% p.a on a daily balance between $ 50,000 to $ 99,999 0.2% p.a on balances of $ 100,000 and above | 2.40% p.a on the total rate. The standard variable rate here is 0.6% p.a along with an introductory bonus and interest of 1.8% p.a |
| This account provides features like interactive spending, setting and tracking multiple savings, push notifications, seeing upcoming expenses, searching transactions, tagging, and many others. | This account helps customers to see your spending by category or merchant. Along with this, it also helps in transaction searches. | This account also helps the customers to see your spending, and it also helps in saving and tracking savings. |
| With this account, you can pay bills with BPay, PayID, Daily Pay Anyone, and many others. Along with this, you can also make cardless payments | This account also helps customers pay through BPAY, PAYID, and VoiceID in the ANZ to secure payments of $ 1000 and many others. | With this account, you can pay through BPAY, PayId. However, if you are using the application, then you will need to use VoiceId for secure payment of over $1000 |
| The customers are eligible to get ANZ Visa Debit Card | Here also, the customers are eligible to get Visa Debit Cards provided that the age of the account holder is more than 14 years | This account does not provide the privilege of an ANZ Visa Debit card. |
| For individual accounts, the account holders need to be of 15 years at least. In addition, they must have a residential address, Australian passports, Australian driver's license, or international passport. | The account holder needs to be of 12 years of age, and they need to have an Australian residential address. | The account holder needs to be 12 years of age and has a linked eligible ANZ account. |
The opening hours of Australia and New Zealand Banking Group are mentioned below:
| Day of the Week | Opening Time | Closing Time |
| Monday | 9:30 AM | 4:00 PM |
| Tuesday | 9:30 AM | 4:00 PM |
| Wednesday | 9:30 AM | 4:00 PM |
| Thursday | 9:30 AM | 5:00 PM |
| Friday | 9:30 AM | 4:00 PM |
| Saturday | Closed | Closed |
| Sunday | Closed | Closed |
However, on certain occasions, the bank remains open even on weekends.
The contact details of Australia and New Zealand Banking Group are provided below:
| Bankstown Address | 833 Collins St, Docklands VIC 3008, Australia |
| State | Victoria |
| City | Melbourne |
| Bankstown Phone Number | 61 131314 |
| Customer Care Number | 13 2221 |
| Phone (Commonwealth Bank Complaints Number) | 1800 805 605 |
| Commonwealth Bank head office Address | 833 Collins Street, Docklands, Victoria, Australia |
The main owners of this company are the shareholders because this is a public company. However, some of the key persons of this company are Paul O’Sullivan, the chairman of the company, and Shayne Elliott, the CEO of the company.
The Australia and New Zealand Banking Group is well known for the many services it provides to its customers. This bank provides general banking services, and along with this, it also provides loan services, credit card facilities, insurance, and investment services.
Yes. this bank is a famous bank with a large customer base. This company has a strong brand value and goodwill for its wide array of services provided. The customer care provided by the bank is also excellent. Customers are happy with the bank; for this reason, it has been able to expand its business in other parts of the world.
Opening an account with Australia and New Zealand Banking Group online is very easy. You will only need to go to ANZ Plus transact + and then choose Everyday banking, from which you will need to choose Savings Account.
The daily limit for withdrawing money from ANZ bank is $ 1000. However, this limit can be increased. The customer must call 131314 or visit the local branch to increase the withdrawal limit.
You can avoid paying Australia and New Zealand Banking Group fees in several ways. If you are a full-time student and your age is below 25 years, you receive a government benefit. On the other hand, if your age is above 60 years, you can apply for a waiver of certain fees.
The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.
Low interest rates
The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.
Urban Money Oceania Exclusive Deals
The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.
Australian based support team
Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.
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