Auswide Bank

Ratings

4.3

Overview

Auswide Bank Ltd. (formerly Wide Bay Australia) assists Australians in acquiring homes, building wealth, and gaining access to banking and financial services that improve their quality of life and enable them to safeguard their assets and loved ones from loss of income or suffering. The bank is an authorised deposit-taking institution prudentially monitored by the Australian Prudential Regulation Authority. It holds an Australian Credit Licence and an Australian Financial Services Licence from ASIC.

  • Bank Type

    Public Bank

  • Founded

    2015

  • Headquarters

    Bundaberg, Australia

  • Industry

    Banking, financial services

  • Formerly/Predecessor

    Burnett Permanent Building Society (1966) (P)

  • Subsidiaries

    --

Need Home Loan Assistance?

+61

Pros & Cons-Auswide Bank

Pros

  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Signup Fees.
  • Customer Support.

Cons

  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

About Auswide Bank 

Auswide Bank has been around for more than 50 years. It offers a wide selection of banking products and services for individuals and businesses, directly or in collaboration with top service providers, through branches, strategic alliances, and online and digital platforms. The bank, headquartered in Bundaberg, Queensland, has 270 employees and operates across Queensland, New South Wales, and Victoria. Under the ticker code ABA, Auswide Bank is listed on the Australian Securities Exchange.

Features & Benefits of Auswide Bank

The features and benefits of Auswide Bank are given below:

  • It is one of Australia's top business and retail banking brands.
  • For both business and retail customers, the bank is renowned for providing exceptional service and knowledgeable financial guidance.
  • The bank offers some cutting-edge, prize-winning goods.
  • Loan and term deposit rates at Audwise Bank are competitive.
  • Numerous banking services and products for individuals, companies, and corporations.
  • Auswide home loan rates are low, and a discount is offered to owner-occupied homes.
  • Auswide Bank's internet banking service is easy to navigate.
  • The bank offers a mobile application to allow customers banking at their fingertips.

Services Offered by Auswide Bank

Auswide Bank is well-known for its services to its customers. The services available at Auswide Bank Ltd. are categorised into two types - Savings and Business. The services available in both categories are given below.

Accounts

Auswide Bank provides accounts service to allow customers to keep their money safe, carry out banking activities or simply watch their savings grow. Features like Auswide Bank internet banking, competitive interest rates, and customer service aid are a few of the attractions of Auswide finance.

Loans

Auswide personal loans and home loans are two types of loans offered. Loans provide a chance to customers to fulfil their requirements by borrowing money. Auswide home loan rates are low compared to its competitors. An individual can avail of an Auswide Bank home loan with the help of an expert.

Term Deposits

Term deposits are available for both business and personal clients. Term deposits are a great way to grow. The Auswide interest rates on term deposits are high.

Other Services

  • Super
  • Credit Cards
  • Mortgage Brokers
  • International 
  • Insurance
  • Financial Advice
  • Business Support Service

Types of Accounts in Auswide Bank

Auswide Bank extends various accounts to serve an individual's personal and business banking needs. Each account is curated to accommodate the different requirements of a customer. The bank offers the following type of accounts. 

Everyday Accounts 

Everyday account allows a customer to carry out daily transactions like bills payment, shopping and other purchases, transferring money between accounts etc. The Auswide interest rates are pretty competitive. The bank offers the following everyday accounts.

  • Everyday Access Account
  • Instant Access Account
  • Cash Management Account
  • Everyday Pension Account
  • Ziggy Kids Saver Account

Savings Accounts

Savings accounts hold an individual’s money on their behalf and provide them with high-interest rates. This Auswide bank account helps depositors save money and protects deposits up to $250,000 under the Australian Government Deposits Guarantee scheme. The following savings accounts are available.

  • Online Saver
  • Bonus Plus Saver Account
  • Term Deposits
  • Ziggy Kids Saver Account

Specialised Accounts 

Specialised accounts serve a particular purpose. The specialised accounts available at Auswide Bank are given below:

  • Mortgage Offset Account
  • Everyday Club Account
  • Self-Manged Superannuation Account

Transaction Accounts

Transaction accounts are designed to help businesses make their daily business-related banking activities. The following accounts are available.

  • Business Access Account
  • Cash Management Account

Auswide Bank Opening Hours

The table below pertains to the Auswide Bank opening hours:

Day Opening Hours
Monday 8:45 am - 4:45 pm
Tuesday 8:45 am - 4:45 pm
Wednesday 9:30 am - 4:45 pm
Thursday 8:45 am - 4:45 pm
Friday 8:45 am - 4:45 pm
Saturday Closed
Sunday Closed

Auswide Bank Contact Details / Customer Service

Apart from the Auswide bank phone number, customers can drop a mail, file a query through the official website or visit the nearest bank branch to avail of customer service or speak with their relationship manager.

Customers can also use the secure message feature when logging into Auswide Bank internet banking.

Auswide Bank BSB 645646
General Banking & Loan Enquiries 1300 138 831 (8 am to 6 pm EST Monday to Friday)
Head Office (Main Number) (from overseas): +61 7 4150 4000 (in Australia): 1300 138 831 (8 am to 6 pm EST Monday to Friday)
Corporate Brisbane Office (07) 3828 7700
Shareholder Enquiries - Auswide Bank Ltd (ABA): 1300 552 270
Bank@Post Locator 137678 (13 POST)
Visa Debit Card/Low Rate Visa Credit Card - Lost or Stolen (from overseas): +61 2 9959 7885 (in Australia): 1800 252 730
Platinum Rewards Mastercard Credit Card - Lost or Stolen (from overseas): +61 2 8225 0620 (in Australia): 1300 135 538
Insurance Quotes & New Covers: 1300 138 831 (8 am to 6 pm EST Monday to Friday)

Frequently Asked Questions

Who is Auswide bank owned by?

Martin John Barrett is the Managing Director and CEO of Auswide bank.

What is the Auswide BSB number?

Bank State Branch or BSB number is a 6-digit numerical code allotted to each bank representing the bank, state and branch. This is required to regulate banking transactions. The Auswide Bank BSB is 645646.

How do I contact Auswide bank?

You can contact the customer service of Auswide Bank by dialling 1300 138 831. Or visit the bank branch and speak with their relationship manager.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

Disclaimer:

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