Defence Bank

About Defence Bank

Established in 1975, Defence Bank launched operations as Defence Force Credit Union Limited. The Australian Defence Force and the broader community benefit from the financial products and services Defence Bank offers. With 32 branches throughout Australia, Defence Bank is one of the largest banks in the country.

Features and Benefits of the Defence Bank

Defence Bank offers a wide range of products and services to meet your financial needs. Defence Bank is committed to providing our customers with the best possible experience. They offer a variety of features and benefits that are designed to meet your needs.

• The online and mobile banking platforms offer convenient and easy access to your account.
• They offer a variety of tools and resources to help you manage your finances.
• A suite of banking products tailored to meet the needs of Defence personnel and civilians, including specialised home loans, personal loans, credit cards and term deposits.
• A dedicated team of Defence Bank staff who are trained to understand the unique needs of Defence personnel.
• They offer an array of calculators customised for every individual to make an informed financial decision.

Services Offered by Defence Bank

Defence Bank offers an array of services to its customers, including personal banking, business banking, and wealth management. The bank has experienced and a professional staff dedicated to providing their clients with the best possible service. 

Transaction Accounts

Defence Bank’s transaction accounts offer great value with no monthly account fees, unlimited transactions and access to our extensive branch and ATM network. Plus, you can earn interest on your account balance. It is perfect for everyday banking, including paying bills, shopping online and making regular withdrawals. With no withdrawal fees, spending tracker, and digital banking facilities, the Defence Bank digital wallet is compatible with Apple, Samsung, Fitbit, and Google.

Debit Card and Credit Cards

A debit card gives the cardholder a set amount of funds against each purchase. Defence Bank offers visa debit cards that are accepted worldwide. You can access fee-free cash withdrawals at Defence Bank ATMs and all the big four banks Australia-wide - ANZ, Commonwealth Bank, Westpac and NAB.

The Defence Bank of Australia has a long and proud heritage of serving and supporting those who protect us. All Australians can now give back to the Defence community with the new Defence Bank Foundation Visa Credit card. With low-interest rates and 55 days of interest-free purchases, this credit card has been a winner of Mozo’s low-rate credit card for two consecutive years.

Digital Wallet

Defence Bank offers a digital wallet service that allows users to make payments and transfer funds using mobile devices. The service is available to all Defence Bank customers and can be accessed through Apple Pay, Google pay, Fitbit Pay, and quick cards. The digital wallet is a secure and convenient way to make payments and transfer funds. 

Savings Account

The Defence Bank offers a savings account that is specifically designed for members of the Australian Defence personnel. The account also provides features such as online and mobile banking, a debit card and direct deposit. Furthermore, the bank offers two savings accounts: iSaver and Max eSaver. Additionally, the bank provides more savings accounts customised for the needs of every individual:

• Salute account
• Pensioner account
• Teen saver account
• Cadet saver account
• Kid club account

Term Deposits

The Defence Bank offers a term deposit account with a competitive interest rate and various features and benefits. Account holders can access their funds anytime, without penalty, and with a minimal initial investment. The account also offers online monitor investment and access to a dedicated customer service team.

Superannuation

Superannuation is an essential part of your financial future. It is a long-term investment that can help you to achieve your financial goals and objectives. Defence Bank offers retirement savings accounts. The retirement superannuation product offers several benefits, including a competitive interest rate, a tax-free withdrawal environment, and no joining and administration fees.

Mortgages

Defence Bank offers its customers a wide range of loans, including personal, home, investment, debt consolidation, overdraft, car, and business loans. The interest rates on these loans are very competitive, and the repayment terms are flexible. 

Insurance

Defence Bank Australia offers a range of insurance products to help you protect your finances and your family. They offer life, home and contents, car, and pet insurance. Furthermore, they also offer a range of investment products to help you grow your wealth.

Defence Bank Timings and Contact Details

The Defence Bank is open from Monday to Friday, 9:00 am to 5:00 pm. The Bank is closed on Saturday and Sunday. The Defence Bank Contact Centre can be reached by calling 1800-033-139 during business hours (Monday to Friday, 9:00 am to 5:00 pm EST).