Flexicommercial Australia

Ratings

4.2

Overview

Flexixommercial is a division of HummGroup Limited that bridges the gap between small- and medium-sized businesses and financial solutions with the help of finance brokers. It is a non-bank lender that finances equipment and software for businesses by employing their teams with the finest brokers to get the optimum solution. Flexicommercial operates in New Zealand, but its asset finance specialists are in Australia.

  • Bank Type

    --

  • Founded

    1988

  • Headquarters

    The Rocks, New South Wales

  • Industry

    Financial Services

  • Formerly/Predecessor

    --

  • Subsidiaries

    --

Need Home Loan Assistance?

+61

Pros & Cons-Flexicommercial Australia

Pros

  • Signup Fees.
  • Customer Support.

Cons

  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

About of Flexicommercial Australia

FlexiCommercial Australia is a financial services firm that specialises in leasing and asset financing for businesses of all sizes. Flexigroup Limited, a leading provider of consumer and commercial finance products in Australia and New Zealand, owns the company.

FlexiCommercial Australia provides its customers with a wide range of financial products and services, including leasing, rental, and asset finance solutions. The company's solutions are intended to assist businesses in acquiring the assets they require to operate and grow, without the upfront costs associated with outright purchase of those assets. All in all, FlexiCommercial Australia is a reputable and trustworthy finance company that provides a variety of flexible leasing and asset finance solutions to businesses throughout Australia.

Features & Benefits of Flexicommercial Australia

FlexiCommercial Australia offers a number of features and benefits that can help businesses acquire the assets they need to operate and grow while preserving cash flow and reaping tax benefits.

  • Businesses looking for leasing and asset finance solutions can take advantage of a variety of features and benefits from FlexiCommercial Australia. FlexiCommercial Australia's key features and benefits include:
  • Finance options that are adaptable: FlexiCommercial Australia provides a variety of financing options that can be tailored to each customer's specific requirements. Leasing, rental, and asset finance solutions are among the options available, and they can be customised to include flexible repayment terms, equipment upgrades, and the ability to return or purchase assets at the end of the lease.
  • A diverse range of asset types: FlexiCommercial Australia finances a wide range of assets, including technology, vehicles, medical equipment, office equipment, and others.
  • Interest rates that are competitive: FlexiCommercial Australia's finance solutions have competitive interest rates, which can help businesses save money and manage their cash flow more effectively.
  • Quick and simple application procedure: The application process at FlexiCommercial Australia is designed to be quick and simple, with most applications processed within 24 hours.
  • Account managers who are dedicated to their clients: FlexiCommercial Australia assigns a dedicated account manager to each customer to help them understand their needs and provide ongoing support throughout the life of their lease or financing arrangement.
  • Tax benefits: FlexiCommercial Australia leasing and rental solutions can provide tax benefits to businesses because they can be claimed as a deductible expense.
  • Maintain working capital: Businesses can preserve working capital for other areas of their operations, such as inventory management and marketing, by utilising FlexiCommercial Australia's leasing and asset finance solutions.

Service Offered by Flexicommercial Australia

FlexiCommercial Australia provides a variety of financial services to businesses seeking leasing and asset finance solutions. It provides various financial services that can assist businesses in acquiring the assets they require to operate and grow while preserving cash flow and reaping tax benefits. FlexiCommercial Australia provides the following services:

Leasing

FlexiCommercial Australia enables businesses to lease a wide range of assets, including technology, vehicles, medical equipment, office equipment, and more. Leasing solutions can be tailored to include flexible repayment terms, equipment upgrades, and the ability to return or purchase assets at the end of the lease.

Rental

FlexiCommercial Australia provides rental solutions allowing businesses to rent equipment and assets for short or long periods. Rental solutions can be tailored to each customer's specific requirements, including flexible rental terms, ongoing maintenance and support, and the ability to return or purchase assets at the end of the rental period.

Finance of Assets

FlexiCommercial Australia enables businesses to finance the acquisition of assets such as vehicles, equipment, and machinery. Flexible repayment terms, balloon payments, and the ability to upgrade or replace assets during the life of the financing arrangement are all options for asset finance solutions.

Finance for Vendors

FlexiCommercial Australia collaborates with vendors to offer to finance to their customers. Vendor finance solutions can be tailored to each vendor's specific requirements, including flexible repayment terms, ongoing support, and the ability to offer customers financing without affecting their cash flow.

Purchase Now, Pay Later

FlexiCommercial Australia provides a buy-now-pay-later option known as "Oxipay," which allows customers to spread the cost of their purchases over four equal instalments with no interest or fees charged as long as payments are made on time.

Types of Accounts in Flexicommercial Australia

Traditional bank accounts are not available through FlexiCommercial Australia. Instead, it offers financial services centered on leasing and asset financing for businesses. FlexiCommercial Australia provides the following financial products and services:

FlexiDeposit

A term deposit account with competitive interest rates and terms that are flexible.

FlexiSaver

A high-interest savings account that pays out a competitive interest rate on deposits.

FlexiTransaction

A transactional account enables businesses to manage their day-to-day banking needs, such as paying bills, depositing funds, and withdrawing funds.

FlexiLoan

A business loan account that gives customers access to financing to help them with their business needs.

These accounts can be tailored to each customer's specific needs and may include features such as online banking, account access via mobile devices, and other benefits. It's worth noting, however, that FlexiCommercial Australia's primary focus is on leasing and asset finance solutions for businesses, and its banking services may be more limited in scope than those offered by traditional banks.

Flexicommercial Australia - Opening hours

Day Timing
Monday to Friday 8:30am to 6:00pm AEDT
   Saturday and Sunday Closed
 

Contact Details / Customer Service

Contact details Phone: 1300 340 447 (general enquiries)
EMail Email: [email protected]

Frequently Asked Questions

What precisely is FlexiCommercial Australia?

FlexiCommercial Australia is a financial services provider that provides businesses with leasing and asset finance solutions. They also offer banking services such as savings and transaction accounts, as well as business loans.

What types of assets and equipment can I lease or finance through FlexiCommercial Australia?

FlexiCommercial Australia provides leasing and financing for a variety of equipment and assets, including technology, vehicles, medical equipment, office equipment, and more. They can tailor a solution to your specific requirements.

How long can FlexiCommercial Australia lease or finance equipment and assets for?

The length of your lease or financing agreement will be determined by the solution you select. FlexiCommercial Australia offers flexible repayment terms and can work with you to design a solution that meets your specific requirements.

How do I apply for FlexiCommercial Australia leasing or financing?

Fill out an online application or contact FlexiCommercial Australia by phone or email to apply for leasing or financing. A representative will collaborate with you to find the best solution for your company.

What is vendor finance, and how can FlexiCommercial Australia assist me in making it available to my customers?

Vendor finance is a solution that allows vendors to provide financing options to their customers while not affecting their own cash flow. FlexiCommercial Australia can collaborate with vendors to create a financing solution that is tailored to their customers’ specific requirements.

What are the benefits of leasing and financing with FlexiCommercial Australia?

FlexiCommercial Australia leasing and financing can provide businesses with a variety of benefits, including cash flow preservation, tax benefits, and the ability to upgrade or replace assets during the term of the lease or financing agreement.

I'm a customer interested in financing some equipment. Can I apply to flexicommercial directly?

We no longer offer finance to customers directly. Instead, we work with finance brokers who can best assess a customer’s situation and find the best finance solution.

I'm an equipment supplier; how do I collaborate with Flexicommercial to provide financing to my customers?

We only work with licenced financial advisors. Many brokers have relationships with suppliers to provide finance to their customers so we would be happy to recommend some brokers who may be able to help you. Simply visit Contact Us and tell us what you do and what you’re looking for.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

Disclaimer:

The website provides general information about various loan products, insurance products, credit scores & links to other websites or resources over which https://www.umoceania.com.au does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that https://www.umoceania.com.au is providing this information & links only as a convenience, and further agree that https://www.umoceania.com.au is not responsible for the veracity of such information. Please note that you before you decide whether or not to acquire a particular financial product you should assess whether it is appropriate for you in the light of your own personal circumstances, having regard to your own objectives, financial situation and needs. Confirm all product information directly with the provider of resepctive financial product before making a purchase decision. If you decide to acquire a financial product, you will deal directly with the provider and not with Urban Money Oceania and that neither https://www.umoceania.com.au nor its directors, employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website. And further that users use of links to such external websites are subject to the terms of use and privacy policies located on those sites.