Granite Home Loans

Granite Home Loan

Three executives from the mortgage industry with a combined 50 years of experience founded this non-bank lender in Sydney's central business district in 2018. Even though there is a lot of competition and a lot of people in the mortgage sector, we thought we might make a difference by acting a bit differently. Currently, more than 5000 brokers around the nation are selling loan products.

Features and Benefits of Granite Home Loan

Granite Home Loans is a non-bank lender based in Sydney, Australia. Here are some of the key features and benefits of Granite Home Loans:

Features

• Flexible lending criteria: Granite Home Loans offers flexible lending criteria, which means they can consider borrowers who may not meet the requirements of traditional banks. This can include self-employed individuals or those with non-standard income streams.
• Range of loan products: Granite Home Loans offers a range of loan products, including variable-rate loans, fixed-rate loans, and low-doc loans. This means that borrowers have a range of options to choose from depending on their circumstances.

• Competitive interest rates: Granite Home Loans offers competitive interest rates on their loan products, which can make borrowing more affordable for borrowers.

Benefits

• Fast approval process: Granite Home Loans prides itself on its fast approval process, with loan applications typically approved within 48 hours. This can be particularly beneficial for borrowers who need to move quickly on a property purchase.
• Personal service: Granite Home Loans offers a high level of personal service, with borrowers having access to a dedicated loan specialist who can guide them through the borrowing process.
• No ongoing fees: Unlike many traditional banks, Granite Home Loans does not charge ongoing fees, which can help to reduce the cost of borrowing over the life of the loan.

No penalties for early repayment: Borrowers with Granite Home Loans can make extra repayments on their loans without incurring penalties, which can help to reduce the overall cost of borrowing. Overall, Granite Home Loans offers a range of features and benefits that can make borrowing more accessible and affordable for a wide range of borrowers.

Services Offered by Granite Home Loan

Professional service

With the help of innovative lending options, professionals can invest in residential real estate without paying LMI or depending on parental support. With these loans, you don't need to have any real savings, pay an LMI premium, or rely on your parents, so you can move into your new house more quickly and for less money.

SMSF- It is simple to fill out our application, read our acceptance letters and offers, and, most importantly, use our online banking system. Then, you can check your balances and put any leftover Fund money in your 100% offset account. ​ Standard Loans- Granite offers affordable loans, enabling you to settle into your new house more quickly. ​

Granite Home Loan Opening Hours

Day	Time
Monday - Thursday	8:00 am – 4:00 pm
Friday	8:00 am – 5:00 pm

Granite Home Loan Contact Details / Customer Service

TYPE	PHONE NO	EMAIL
CUSTOMER ASSISTANCE	1300 737 058	[email protected]
BROKER ASSISTANCE	1300 232 999	[email protected]