Ratings
Heartland Bank LTD is a reputable financial institution serving the community for over decades. With a mission to improve the lives of Kiwis by making money for them. By integrating banking and technology, they aim to make banking easy. Heartland Bank Ltd is committed to providing excellent customer service and long-term building relationships with customers, from savings accounts to loans for all and reverse mortgages.
Bank Type
--
Founded
1875
Headquarters
Auckland, Newmarket
Industry
Banking
Formerly/Predecessor
Ashburton Permanent Building & Investment Society
Subsidiaries
--
Need Home Loan Assistance?
+61
Pros
Strict lending policies.High Property Value for First Home Buyers.Home Loan for Self-Employed.Signup Fees.Strict Age Restrictions.Customer Support.Heartland Bank Ltd is a New Zealand-based digital financial services provider that provides personal and business customers with various banking, lending, and insurance products. The bank began as a building society in 1875 and has since grown into a fully licensed bank operating online. Heartland Bank focuses on providing innovative, customer-focused financial solutions tailored to each customer's needs. Savings accounts, personal loans, home loans, reverse mortgages, and vehicle financing are among the services the bank provides. Heartland Bank is a New Zealand Stock Exchange-listed company that the Reserve Bank of New Zealand regulates. Heartland Bank Ltd is governed by a Board of Directors, which oversees the bank's operations and determines its strategic direction. Geoff Ricketts is the current Chair of the Board. The bank also has a Chief Executive Officer (CEO) who is in charge of day-to-day operations. Jeff Greenslade is the current CEO of Heartland Bank Ltd. Furthermore, a senior leadership team oversees the bank's various business units and operations.
Heartland Bank's digital platform, customised financial solutions, competitive interest rates, innovative lending products, personalised service, community impact, and regulatory oversight make it an appealing option for customers seeking a modern, innovative, and customer-focused bank. Heartland Bank Ltd provides its customers with a variety of features and benefits, including:
Heartland Bank Ltd provides personal and business customers with a variety of banking, lending, and insurance products and services. Heartland Bank offers the following key services:
Heartland Bank Ltd provides personal and business customers with a variety of deposit and savings accounts. The bank provides the following types of accounts:
Heartland Bank's deposit and savings accounts provide customers with a variety of options to meet their savings goals and financial needs, with competitive interest rates and flexible terms. Customers can manage their accounts from anywhere, at any time, thanks to the bank's online and mobile banking services.
| Day | Timing |
| Monday to Thursday | 8:00 am to 5:00 pm |
| Friday, Saturday, and Sunday | closed |
| Contact details | Phone: 0800 85 20 20 (within New Zealand) or +64 4 460 9152 (from overseas). |
| Website | https://www.heartland.co.nz/ |
| Social media | Twitter ,,Facebook,Linkdin,youtube ,Instagram |
Heartland Bank’s standing in the banking sector. A bank with its headquarters in New Zealand, Heartland Bank Ltd., provides a variety of financial services to consumers, companies, and rural clients. Innovative financial products, such as personal loans, mortgages, term deposits, and insurance, are a priority for the bank. Heartland Bank Limited has recently demonstrated sustained growth in terms of its financial performance. For instance, the bank reported a net profit after tax of NZD 94.3 million in its fiscal year 2021, an increase of 16% from the year before. Moreover, the bank’s total assets increased from NZD 4.4 billion in 2020 to NZD 5.1 billion in 2021.
Since Heartland Bank Ltd. is a publicly-traded company, its shareholders own it. New Zealand Central Securities Depository Limited, which owns about 14.9% of Heartland Bank Ltd.’s shares as of February 2023, is the company with the greatest stake in the corporation. Institutional investors and fund managers make up additional important shareholders.
A board of directors serves as the governing body of Heartland Bank Ltd. They are in charge of directing the organisation’s administration and strategic course. Geoffrey Ricketts now serves as the board chairman of Heartland Bank Ltd. Jeff Greenslade currently serves as the CEO.
Your account type and any daily limits imposed by the bank will determine how much cash you can take from an ATM operated by Heartland Bank Ltd. The easiest way to determine the withdrawal restrictions for your particular account is to speak with Heartland Bank directly.
Depending on the kind of account you have with the bank, Heartland Bank Ltd. may have different minimum balance requirements. For certain types of accounts, such as checking or savings accounts, banks have minimum balance requirements. These minimum balance restrictions could be put in place to make sure that customers keep a certain amount of money in their accounts or to be eligible for particular account features or bonuses.
The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.
Low interest rates
The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.
Urban Money Oceania Exclusive Deals
The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.
Australian based support team
Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.
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