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Latitude Financial Services, also known as Latitude Financial is one of the leading financial services providers in Australia. Headquartered in Melbourne, Victoria, the company also conducts business operations in New Zealand under the registered name Gem Finance. The bank specialises in providing consumer finance services like personal loans, credit cards, personal insurance, car loans, etc.
Bank Type
Private Bank
Founded
2015
Headquarters
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Industry
Financial services, Insurance
Formerly/Predecessor
Australian Guarantee Corporation (F)
Subsidiaries
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Pros
Strict Age Restrictions.Customer Support.High Property Value for First Home Buyers.
Cons
Signup Fees.Home Loan for Self-Employed.Strict lending policies.Latitude Financial Services, also known as Latitude Financial or Latitude, is a leading Australian Financial Services headquartered in Melbourne, Victoria. The company also conducts business operations in New Zealand under the name Gem Finance. Latitude has established a name for itself in the market by providing high-quality consumer finance services like interest-free retail finance, unsecured personal loans, personal insurance, credit cards, and car loans. Currently, the company boasts of 6% market share in the personal lending industry, making it the biggest non-banking consumer credit lender in the country.
Given below are some of the features and benefits of Latitude Financial Services:
Latitude Financial Services has established a stellar reputation in the Australian consumer credit market owing to its vast array of services. The company mainly operates in the personal finance market and offers unsecured personal loans, insurance, credit cards, car loans, and interest-free retail financing options.
Given below are the different kinds of loan products offered by Latitude Financial Services:
Latitude offers personal loan products that are tailor-made to achieve any kind of end-use purpose. This loan is available in both variable and fixed interest rate structures. The interest rate for a variable-interest-rate personal loan starts at 8.49% p.a., and the interest rate for a fixed-rate loan starts at 11.49% p.a. The loan amount you can obtain starts at $5,000, and you can choose to make weekly, fortnightly or monthly repayments. You can easily repay this loan with tenures ranging from 2 to 7 years. The upfront fee for this loan ranges from 0% to 5% of the loan amount.
A debt consolidation loan from Latitude allows you to destress your life by lowering your debt burden. You can obtain this loan to settle debts with various credit cards and loan offers from other lenders. You can check your interest rates before you apply, and the loan will be sanctioned quickly owing to the easy and hassle-free application process. Once the loan is approved, Latitude will organise the debt consolidation and pay the nominated credit lenders directly. All you will be required to do is repay the loan, one easy-to-track instalment at a time. Now that is sure to make your life easier. The interest rate for a variable rate loan ranges from 8.49% p.a. to 28.99% p.a. The interest rate for a fixed-rate loan ranges from 11.49% p.a. to 29.99% p.a.
A home renovation loan from Latitude can help you transform your house into a dream home. Latitude offers home renovation loans tailor-made to fit your budget, needs, and lifestyle. The fast and easy application process and quick loan disbursal have made this loan the ideal choice for any borrower. You can get loan amounts starting at $5,000 and easily repay the amount in flexible tenure ranging from 2 years to 7 years. The upfront fee for this loan ranges from 0% to 5% on the basis of the applicant’s credit rating and sanctioned loan amount.
Fund your treatment and procedures with a medical loan from Latitude so that you can look after yourself better. The wide range of health services provided by Latitude will aid you in getting back to your best without having to worry about the cost. You can use this loan for a number of healthcare-related services like Audiology services, laser hair treatment, laser eye surgery, ENT surgery, cosmetic surgery, sleep apnoea treatment, etc.
You can now finance your next vehicle purchase with a car loan from Latitude for a new or used car, caravan, or motorbike. The applicant should be employed with a gross annual salary of $25,000. The applicant should be able to portray a decent credit history for the previous five years. This loan comes with a flexible repayment tenure ranging from 2 to 7 years.
The table given below shows the operational hours for Latitude Financial Services:
| Monday - Friday | 8:00 am to 9:00 pm |
| Saturday | 8:00 am to 8:00 pm |
| Sunday | 8:30 am to 8:00 pm |
The table given below details the contact information for Latitude Financial Services:
| Customer Care Number | 1300 363 269 |
| Fax | 1300 369 905 |
| Postal Address | Latitude Financial Services Customer Solutions, GPO Box 940, Melbourne VIC, 3001 |
| Phone Number | +61 287478178 |
| Personal Loan Hotline | 1300 973 422 |
Latitude Financial Services is a subsidiary of Latitude Financial Group Limited, headed by CEO Ahmed Fahour.
With Latitude Financial Services, you can easily make a loan application using your mobile phone or computer. You’ll just need to submit a few documents, like your payslips and ID paperwork. Once you have submitted all the documents, a representative will get in touch with you within one business day.
No, Wisr is not a Latitude Financial Services lender.
The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.
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The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.
Australian based support team
Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.
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