Metro Finance

Ratings

3.5

Overview

Metro Finance is a major loan provider in Australia since 2011, it provides reliable and competitive vehicle and equipment loans to assist the Australians in need. Till now, they have successfully financed over $3 billion worth of loans. Metro Finance is backed by shareholder equity and Australian institutional funding.

  • Bank Type

    Private Bank

  • Founded

    2011

  • Headquarters

    --

  • Industry

    Financial Services

  • Formerly/Predecessor

    --

  • Subsidiaries

    --

Need Home Loan Assistance?

+61

Pros & Cons-Metro Finance

Pros

  • High Property Value for First Home Buyers.
  • Signup Fees.
  • Customer Support.

Cons

  • Strict lending policies.
  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

Metro Finance

Since 2011, Metro Finance has been working with trusted brokers to cater to hardworking Australians with effective credit service. They always deliver reliable and competitive vehicle and equipment loans. Surprisingly, they have financed over $3 billion in loans and helped over 50,000 customers.

Metro Finance works closely with brokers to help them to provide quality and fruitful financial services to their clients. They prefer easy-to-use technology and innovative ways to solve their financial needs. The team is based in Australia, so they give prompt and active responses within reach.

Features and Benefits of Metro Finance

Some important features of Metro Finance can be discussed as follows-

Reliable Finance platform- They provide consistent customer service. The products provided are very competitive. The expert team is always present to guide you and answer your questions. The efficient team is always present within reach.

Provide Resourceful Team- They use advanced technology, and the platform is very useful for brokers and customers. They always conduct research and try to keep the platform upgraded so the customers can reap many benefits from the platform.

Result-Oriented Teamwork-They are always keen to find practical finance solutions to provide the customer with genuine finance solutions. They are always trying to provide the real financial aid that the customers need to get going.

The Efficient Team- The experienced team includes efficient finance professionals who work to make the vehicle and equipment loan easier to fetch. Thus making finance easier and quicker.

Some of the benefits of Metro Finance-

  • They offer a fast process
  • The most trusted brand
  • They provide value service
  • They go for tailored service and provide effective results.

Services Offered by Metro Finance

Given below are some of the services offered by Metro Finance- two types of services are available- Business services and Personal Services.

Business Services -The team supports the Australian business through trusted brokers with the services like Commercial Finance, Finance leases, and Novated Leases.

The Commercial Finance - The Commercial Finance Agreement gives the opportunity to the Australian Business. With this agreement, Australian Businesses’ can purchase approved cars, trucks, and other equipment without delay.

The varied types of vehicles such as Passenger and commercial vehicles, new and used vehicles, and Dealer or private sale vehicles. The types of equipment that can be bought are new and used equipment, goods that have been purchased from dealers or private sales, and commercial vehicles that can be bought, such as commercial vehicles that include trucks, trailers, yellow goods, construction pieces of equipment, and others. 

The service features include -

  • Competitive fixed interest rates
  • No account fee keeping required
  • There are options for fully amortised
  • The loan terms vary for 2 to 5 years
  • The loan value varies from $10000 to $ 500,000

Finance Leases- The Finance Lease helps the business to have access to approved vehicles and equipment for business purposes without buying them. It’s like taking lease access rather than buying it.

The vehicle types include passenger or commercial vehicles, new or used vehicles, and Dealer or private sales. The equipment types include the goods that have been bought from dealers or private sales, any type of commercial vehicles, Constructions equipment, Earth moving pieces of equipment, and others.

The service features include -

  • The loan amount ranges from $10000 to $ 500000
  • No annual fees are required
  • Repayment by monthly direct repay option 
  • Advance repayment and rental option Sanai
  • Repayment by monthly direct 
  • Potential Tax benefits.

Novated Leases- With this product service, the individual has the opportunity to buy the car for business purposes or personal use. The employer, in this case, takes the guarantee for making repayment and has to sign a Novation Agreement.

The vehicle types include passenger or commercial vehicles, new or used vehicles, and Dealer or private sales. The equipment types include the goods that have been bought from dealers or private sales, any type of commercial vehicles, Constructions equipment, Earth moving pieces of equipment, and others.

The service feature includes -

  • The loan amount ranges from $10000 to $ 500000
  • No annual fees are required
  • Repayment by monthly direct repay option 
  • Advance repayment and rental option Sanai
  • Repayment by monthly direct 
  • Potential Tax benefits

Personal Product services - The designed products services allow competitive rates and fast turnaround times and aim to deliver great value and meet the customer’s needs. The friendly Australian teams are always ready to lend supportive hands. This includes the consumer loan.

The Consumer Loan - The loans offer some great features like flexible and affordable car financing made easy through an easily streamlined and fast credit approval process, but has been fast facilitated through the approved brokers.

The service feature includes -

  • The flexible loan terms are up to 84 months.
  • One can borrow up to $250,000
  • The deposit and balloon options are available
  • The flexible repayment options
  • Competitive finance rates make it more acceptable.

Types of Accounts in Metro Finance

The Transaction Account - This is an everyday account with a debit card you can use to buy things and withdraw cash at an ATM.

Savings Account - This is an account that has been designed to help you save your money. Usually, an online account with withdrawal restrictions makes it harder to dip into your savings.

Metro Finance Opening Hours

Given below are the contact details of Metro Finance Australia, which you can use in case of any doubts or queries:

Day of the Week Opening Time Closing Time
Monday 9.00 AM 5.00 PM
Tuesday 9.00 AM 5.00 PM
Wednesday 9.00 AM 5.00 PM
Thursday 9.00 AM 5.00 PM
Friday 9.00 AM 5.00 PM
Saturday closed closed
Sunday closed closed

Metro Finance Contact Details

Given below are the contact details of the Metro Finance of Australia, which you can use in case of any doubts or queries:

Metro Finance Address Level 11/35 Clarence St, Sydney NSW 2000, Australia
State Sydney
City Australia
Metro Finance Phone Number +61 1300 362 627
Customer Care Number 1300 696 387
Phone (Metro Finance Complaints Number) 1300 696 387
Metro Finance head office Address Level 11/35 Clarence St, Sydney NSW 2000, Australia

Frequently Asked Questions

How good is Metro Finance?

Metro Finance is an independent non-bank lender. They have been working in association with trusted brokers with the objective to cater to hardworking Australians with effective credit service. They are easily approachable and have supportive managers. Metro finance is a good Finance Corporation as they always work with the objective to deliver the best service to the customer.

Who is the owner of Metro Finance?

They are Australian-owned and independent but have been backed by shareholder equity and Australian institutional funding, giving brokers and their clients an alternative to traditional bank funding. They always try to deliver the best services to the clients. They were established in 2011 and are backed by private equity and Australian institutional funding. This source of capital allows them to operate as a true funding alternative to the banks.

How much cash can I withdraw from Metro Finance ATM?

The cash withdrawal limit using the Metro Finance ATM is about $2000 AUD per calendar day.

What is the minimum balance for Metro Finance?

The minimum balance varies depending on the age. Larger deposit holders have skewed the minimum balance, and the more realistic figure has been as low as $3,559.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

Disclaimer:

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