MoneyPlace

Ratings

4.8

Overview

MoneyPlace provides personal loans, auto loans, and other specialised loans such loans for weddings and vacations. It is a non-bank lender, which provides unsecured loans for which one can apply without having to provide information about an asset as security for the loan. Their loan process is extremely straightforward, entirely online, and customised to one’s particular situation.

  • Bank Type

    Private Bank

  • Founded

    2014

  • Headquarters

    --

  • Industry

    Financial Services

  • Formerly/Predecessor

    --

  • Subsidiaries

    --

Need Home Loan Assistance?

+61

Pros & Cons-MoneyPlace

Pros

  • Signup Fees.
  • Customer Support.

Cons

  • Strict lending policies.
  • High Property Value for First Home Buyers.
  • Strict Age Restrictions.
  • Home Loan for Self-Employed.

MoneyPlace

A group of energetic and like-minded people has founded MoneyPlace. This lending platform has made getting a personal loan easier way. The team of MoneyPlace always works hard to satisfy the customer’s needs. Starting from a blank sheet of paper, the team surrounded themselves with brilliant people and designed a better way to borrow. MoneyPlace connects investors and borrowers through the efficient online marketplace, thus eliminating the huge branch and staff costs that traditional lenders are hampered by.

MoneyPlace follows a few simple steps to make borrowing simpler and easy-

  • You just need to check the rate of interest through the online form in just 2 minutes.
  • Submit the application in a simple way. Just answer some detailed questions and submit the loan application
  • Get the loan approval in just 2 to 3 business days.
  • Get your money. Once you accept the loan, you get your money asap.

Features and Benefits of MoneyPlace

Some of the features and benefits provided by MoneyPlace-

  • The lower interest rate-MoneyPlace provides the best interest rates in the market. Customers always find a better deal in MoneyPlace in comparison to other banks. With comparison rates* from 8.49%, you will be hard-pressed to find a better deal.
  • Smarter way loans and fewer fees-MoneyPlace is always unique as compared to other financial lenders. They do not penalise the customers for paying out their debts earlier. They do not charge any kind of monthly fees or repayment fees.
  • More money to save-The, customers have consolidated their credit cards and high-interest personal loans. This way, they have saved thousands ad also have paid off their debts.
  • Customer’s love for MoneyPlace-MoneyPlace conducted research and found that 90% of their customers would recommend MoneyPlace to their friends and colleagues. This way, customer has showered their love for MoneyPlace.
  • MoneyPlace provides the most trouble-free and easy way solution for personal loans to customers. The lending portal provides seamless and smooth processing of personal loans. Their online signing capabilities completely alleviate the settlement burden.
  • The staffs are always happy to help the customers. Once you seek support from customer service, they are always ready to help you. Once you lodge, MoneyPlace follows up with any outstanding requirements.

Services Offered by MoneyPlace

Given below are some of the services offered by MoneyPlace-

  • Debt consolidation loans- The consolidation loan puts all of your debts in one place with one regular repayment, and it also saves you a heap of interest. The application process is quick, simple, and can be applied online. Some of the features include-
  • Rates from 8.49% p.a. (8.49% p.a. comparison rate), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Consolidate up to $80,000 to help put your debt in one place
  • No hidden costs like monthly fees or early repayment fees
  • One upfront fee that is added to your loan, so you are not out of pocket
  • Home improvement loans- This loan covers all the requirements that a home needs. The loan covers all the requirements like renovations, upgradation of the kitchen or bathrooms, creating an extra place for the kids, or tackling that long-forgotten outdoor area, etc. can be covered through the home improvement loans. The application is easy and simple. Some of the features include-
  • Rates from 8.49% p.a. (8.49% p.a. comparison rate), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Home improvement loans of up to $80,000 to help with your renovation
  • One upfront fee that is added to your loan, so you are not out of pocket
  • No hidden costs like monthly fees or early repayment fees
  • Car loans- The car loan offers great value finance for both new and used cars. MoneyPlace provides the best rate car loans, and there are two types of car loans-Secured car loans and Unsecured car loans.

Secured car loans offer lower interest rates and higher loan amounts. The unsecured car loans offer borrowers the greatest flexibility when choosing a car, with no restrictions on vehicle type, age or condition.

Some of the features of car loans are-

  • Rates from 8.49% p.a. (8.49% p.a. comparison rate*), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Car loans of up to $80,000 to buy your dream car
  • No hidden costs like monthly fees or early repayment fees
  • One upfront fee that is added to your loan, so you are not out of pocket
  • Wedding loans- The loan helps you to make the day a memorable one. You can make the wedding a memorable one, and all the costs starting from the costs of the caterers, personal costs, etc., can be covered through the loan amount. The application is easy and simple. Some of the features are-
  • Rates from 8.49% p.a. (8.49% p.a. comparison rate), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Wedding loans of up to $80,000 to help with the cost of your wedding
  • One upfront fee that is added to your loan, so you’re not out of pocket
  • No hidden costs like monthly fees or early repayment fees
  • Holiday loans- Who does not wants to have a grand vacation? Now you do not need to worry. If you want to experience a memorable trip and need a financial planner, then you must connect to MoneyPlace and get Holiday loans. So just pack your bags and fly high. Some of the features are-
  • Rates from 8.49% p.a. (8.49% p.a. comparison rate), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Holiday loans of up to $80,000 to help you with the trip you have been waiting for
  • One upfront fee has been added to your loan, so you are not out of pocket
  • No hidden costs like monthly fees or early repayment fees
  • Medical expenses loans- Now you do not have to think about the medical bill expenses. There are a host of expenses that need to cover like the cost of surgery, specialists and hospital fees, etc. are all covered through the Medical Expenses loans. So now no need to worry about it. The application process is easy and simple. Some of the features are-
  • Rates from 8.49% p.a. (8.49% p.a. comparison rate), unsecured, for an excellent credit history
  • Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
  • Medical loans of up to $80,000 to help your bills
  • No hidden costs like monthly fees or early repayment fees
  • One upfront fee that needs to add to your loan, so you’re not out of pocket
  • Secured loan- When you are applying for a loan in MoneyPlace, you need to use a vehicle as collateral to secure your loan. When you choose to add security to your loan, then it all depends on the age of the asset and your individual situation, you may be offered both a lower interest rate and be able to borrow a higher amount than an unsecured loan. Some of the features are-
  • Borrow from $5,000 to $80,000
  • Terms of loan-Your choice of 3, 5, or 7-year terms
  • No penalty for paying your loan off early
  • No hidden costs like monthly or annual fees
  • One upfront fee that can be added to your loan, so you are not out of pocket

Types of Accounts in MoneyPlace

The Transaction Account- This is an everyday account with a debit card you can use to buy things and withdraw cash at an ATM.

Savings Account- This is an account that has been designed to help you save your money. Usually, an online account with withdrawal restrictions makes it harder to dip into your savings.

MoneyPlace Opening Hours

Given below are the contact details of MoneyPlace Australia, which you can use in case of any doubts or queries:

Day of the Week Opening Time Closing Time
Monday 9.00 AM 5.00 PM
Tuesday 9.00 AM 5.00 PM
Wednesday 9.00 AM 5.00 PM
Thursday 9.00 AM 5.00 PM
Friday 9.00 AM 5.00 PM
Saturday closed closed
Sunday closed closed

MoneyPlace Contact Details

Given below are the contact details of the MoneyPlace of Australia, which you can use in case of any doubts or queries:

MoneyPlace Address 206 Collins St West, Collins Street West, Melbourne, Victoria, 8007, Australia
State Victoria
City Australia
MoneyPlace Phone Number 1300 008 003
Customer Care Number 1300 008 003
Phone (MoneyPlace Complaints Number) 1300 008 003
MoneyPlace head office Address 206 Collins St West, Collins Street West, Victoria, 8007, Australia

Frequently Asked Questions

How good is MoneyPlace?

MoneyPlace provides good services, quick turnaround, the best interest rates, easy to deal with, and great payment options.

Who is the owner of MoneyPlace?

Since 5th February 2018 MoneyPlace has been assimilated by Liberty Financial.

How do I contact MoneyPlace?

The best way to contact MoneyPlace is to connect through their customer care or give a call to the Melbourne-based head office on 1300 008 003. You can also e-mail them at [email protected]. You can also connect them through an overseas number at+61 3 9020 2059.

How much cash can I withdraw from the MoneyPlace ATM?

The cash withdrawal limit using the MoneyPlace ATM is about $2000 AUD per calendar day.

What is the minimum balance for MoneyPlace?

The minimum balance varies depending on the age. Larger deposit holders have skewed the minimum balance, and the more realistic figure has been as low as $3,559.

Why use us?

The customised financial services from UrbanMoney Oceania caters to the varying requirements of the applicant on their fund procurement journey.

Low interest rates

The intricate online model ensures the best interest rates are offered to the customers. The services aim to diminish the overhead costs.

Urban Money Oceania Exclusive Deals

The customers can avail of various exclusive offers available to the customers by UrbanMoney Oceania designed to cater to their budgetary needs.

Australian based support team

Our support team offers tailor-made services to customers intending to conclude loan transactions without any hassle. Available to customers at their convenience.

Disclaimer:

The website provides general information about various loan products, insurance products, credit scores & links to other websites or resources over which https://www.umoceania.com.au does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that https://www.umoceania.com.au is providing this information & links only as a convenience, and further agree that https://www.umoceania.com.au is not responsible for the veracity of such information. Please note that you before you decide whether or not to acquire a particular financial product you should assess whether it is appropriate for you in the light of your own personal circumstances, having regard to your own objectives, financial situation and needs. Confirm all product information directly with the provider of resepctive financial product before making a purchase decision. If you decide to acquire a financial product, you will deal directly with the provider and not with Urban Money Oceania and that neither https://www.umoceania.com.au nor its directors, employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website. And further that users use of links to such external websites are subject to the terms of use and privacy policies located on those sites.