Ratings
Beyond Bank is one of Australia’s biggest customer-owned banks with a rich credit union heritage. The bank was established over 60 years ago by individuals who felt let down by a banking structure that failed to meet their needs or expectations.
| Lenders | Rate of Interest | Comparison Rate | Ratings | |
|---|---|---|---|---|
 Beyond Bank Australia | 12.49% | 12.75% |
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Pros
Strict lending policies.High Property Value for First Home Buyers.Strict Age Restrictions.Customer Support.
Cons
Signup Fees.Home Loan for Self-Employed.Beyond Bank Personal Loan is a kind of unsecured loan that can be used for a variety of things, like making home improvements, buying a car, or consolidating debt. With loan maturities of one to seven years, the loan amount might range from $5,000 to $50,000.
The starting rate for Beyond Bank Personal Loans is 7.99% p.a. (comparison rate 8.26% p.a.), which is competitive in the Australian market. In addition, as the interest rate is set for the duration of the loan, the payments won't fluctuate while the loan is in effect.
With a variety of options, personal loans from Beyond Bank Australia can help make borrowing money more convenient and cheap. Among the primary characteristics of their personal loan packages are
You must satisfy certain requirements to be qualified for a Beyond Bank Personal Loan. You need to
Beyond Bank, Australia may also consider additional criteria when determining your eligibility for a personal loan, such as your credit history, employment stability, and general financial status.
It is simple to apply for a Beyond Bank Personal Loan. You can apply on the phone, in person, or at a branch. Applying for a personal loan from Beyond Bank Australia involves the following steps
You will need to provide some supporting documentation when applying for a personal loan from Beyond Bank Australia. Depending on your unique situation, the precise documents needed may change. However, the following list includes some that you could need to submit
On their website, Beyond Bank Australia provides a personal loan calculator that may help you calculate your monthly repayments depending on the loan's principal, interest rate, and length. The calculator is simple to use and gives you an instant estimation of your potential loan repayments, which can assist you in determining whether a Beyond Bank Personal Loan is the best option for you.
With a variety of assistance solutions available, Beyond Bank Australia takes pride in offering its clients outstanding customer service. Via phone, email, or live chat, Beyond Bank Australia's customer service representatives are here to assist you with any inquiries you may have regarding their personal loan products, the application procedure, or anything else pertaining to your banking requirements.
Personal loans, mortgages, savings accounts, and insurance products are just a few of the financial services and products offered by customer-owned Beyond Bank Australia.
Being a customer-owned bank, Beyond Bank Australia’s clients are also the institution’s proprietors. So instead of paying dividends to shareholders, they might use the money they save to reinvest in their business’s goods and services.
You must be older than 18 years old, a resident of Australia, with a strong credit history and steady work, to be eligible for a personal loan from Beyond Bank Australia.
There are no recurring fees, a competitive fixed interest rate, and flexible repayment options available with personal loans from Beyond Bank Australia.
Online, in person, at a branch, or over the phone are all acceptable ways to apply for a personal loan with Beyond Bank Australia. If necessary, further documents may be requested in addition to identification, income, and address proofs.
Depending on your specific needs, the Beyond Bank Australia personal loan approval procedure may change. Following submitting your application, you will ordinarily hear from us within a few days.
Yes, without incurring additional fees, borrowers may make additional payments on their personal loans with Beyond Bank Australia. The overall interest paid during the loan’s term may be decreased as a result.
Several methods, such as online banking, direct debit, and BPAY, are available for making payments on your personal loan from Beyond Bank Australia. In a branch, you can also pay back loans in person.
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